• Email : info@jhmmicrofinance.co.zw

  • Phone : 0738 290 504

  • 0775 933 429

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Belief System

As JHM Microfinance we boast a 100% service delivery rate to all our valued clients ensuring that their finanincial needs are taken care of and their dreams are realized

Business Investment

We strive to help all those individuals with the entrepreneurial drive coupled with viable business projects that are in need of funding.

Business Consultancy

We offer business consultancy services to our clients as well as making follow ups to confirm whether the loans were put to their intended use.

Service Delivery

Our loan processing techniques have been tried, tested and proven to be effective and efficient compared to any rivals in our target market.

The types of projects and business ideas that we assist


How can we help you ?

Supermarkets in need of funding
Butcheries we support
Hardware shops
Clothing raw materials business
Hardware Shops
Abbatoirs and butchery startups
Grow your dreams with us
Small business funding
Venture capitalism
Build your projects to reality

Meet our director


We bring you an awesome plethora of business consultancy, financial solutions and investment intelligence

Mr. Jonah H. Mandizvidza

Managing Director

Business Visionary and a leader in his own field














Managing Director's message

Thank you for taking your time to visit the JHM Microfinance website.

Whether you’re a potential customer, an existing customer, or a future employee looking for new opportunities, I trust you’ll find what you’re looking for here.

JHM Microfinance started operations on 1 July 2012, offering a comprehensive range of micro-loan products. Since our inception, we have grown into a company that is continuously delivering premier micro-lending services to our customers. The organisation has established a strong market presence and is represented in over 25 different towns and cities in Zimbabwe, through our vast branch and Agency network.

As an organisation, we are fully cognisant of the best industry practices and have incorporated them into our culture. Our success depends on all our stakeholders i.e. directors, employees, suppliers, customers and prospective customers and we value the contributions they make.

Whilst our loan products are still largely confined to short term loans, we cherish each and every customer, and embrace their mission. We are also prepared to consider loan requests that are outside our normal tenure to suit a specific customer request. If you are a customer or a potential customer, your mission is our mission. Customer satisfaction is our over-arching theme and it will remain an integral part of how we operate. We will go through leaps and bounds to make your business successful. We value your feedback and always incorporate constructive ideas to achieve continuous improvement, hence we abide by our mantra “Financial solutions tailor made for you.”

Our progressive thinking and creative approach is what makes us stand out from the crowd. It’s why so many of our customers keep coming back to us. We’ve been helping businesses turn around their operations, by increasing work efficiency,expanding production and consequent growth in great strides through the years. We have also been assisting employees from both the private and public sectors to meet urgent financial needs for personal projects and consumption.

Come let us see what we can do for you or your company!!

Enjoy our website and please feel free to visit the nearest JHM Microfinance office for any additional information. We will be happy to explain our products to you.

Yours Sincerely,

Managing Director
Jonah H. Mandizvidza

Our Skillset


We have a wide range of skillsets at our organization

Business Consultancy

Financial Management

Investment intelligence

Risk Advisory

What our clients say


Our testimonies

Thank you JHM for making my dream come true, i appreciate the financial assisance u gave me to make my dream come true, my tuckshop is now operating very good

Farai Mrape - Aspiring Shop Owner

Since meeting JHM my business has significantly improved, in terms of returns as they have given me a life line to continue trading

Takudzwa Jeke - Textile Shop Owner

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