Salary Based Loans

Flexible repayment terms – clients have an option to repay us within 1-6 months.

We offer our loans at affordable service charges.

Speedy loan approval and processing – we process all applications by within 24 hours for the convenience of our clients

Personalized attention to each client – we boast of a team of professionals who assist clients in the most efficient manner.

The MD's Message

Welcome!

Thank you for taking time to visit the JHM Microfinance website. Since our inception in July of 2012, we have grown into an organization that is continuously delivering tailor made loan facilities suited to the needs of our clients.

At JHM Microfinance, we cherish each client, and embrace their mission. If you are a client, your mission is our mission. We will do whatever it takes to make your business thrive.

In the past, when faced with working capital needs, businesses would naturally turn to banks for loans, but of late, most commercial banks appear to have tightened their lending requirements and trying to get funding, for most local entrepreneurs is proving to be a real uphill climb. Borrowing requirements are being continuously tightened, thereby throwing many enterprises onto the sidelines. If your business finds itself in the above captioned scenario, JHM Microfinance, can easily and quickly bail you out.

Not only do we provide loans for businesses, but we also provide loan facilities to salaried personnel in both the private and public sectors. Beyond offering tailor-made borrowing solutions, we also offer free advice to businesses. It is our greatest pleasure to work with a business and watch it grow to a level far beyond the proprietor’s imagination. This is how we know we have done a commendable job.

For more than a decade now, we have been helping businesses turn around their operations, increase efficiency, improve liquidity and grow in great and unimaginable strides. In similar vein we have been helping salaried personnel to meet their urgent financial needs.

We are more than happy to work with you.

We value your feedback and will always incorporate your thoughts and contributions to foster continuous improvement.

Do not delay, we are waiting for you.

Yours Sincerely,
Jonah Hativagone Mandizvidza
Managing Director